Rishabh Meleyrs

2 Articles

Flexi loan vs term loan: when each makes financial sense for you

Choosing between a flexi loan and a term loan is not about which product is better overall. It is about which one fits the way you actually spend, earn, and manage cash flow. Both are personal loan variants offered through the Bajaj Finserv loan app, both are unsecured, and both…

Rishabh Meleyrs 12 Min Read

The Role of Lending Marketplaces in Solving India’s SME Credit Problem

Access to credit remains a key constraint for startups and SMEs in India. Traditional lenders depend on collateral, rigid criteria, and slow approval processes, which often do not align with modern business cash flows. In 2025, India’s tech startups raised about $10.5 billion in equity funding, a 17% decline from…

Rishabh Meleyrs 12 Min Read
Contact Us